INDEPENDENT INVESTMENT & INSURANCE CONSULTANTS
Welcome to our Website! Please take a moment to browse each of our pages to learn more about our philosophy and how we help people manage their finances. This site was designed to provide our visitors with a wealth of information regarding various financial topics so be sure to check out the Learning Center tab for helpful calculators, articles, tax information and more.
Since 1995, Keystone Financial Services, LLC has been assisting down sized and laid off employees with critical financial decisions. As an independently owned financial consulting firm, we are committed to providing our clients with unbiased, value-based advice.
In addition to displaced employees, Our Typical Client page expands on the types of people we help most.
Our site is frequently updated so please be sure to check back often for new information. Also, if you think someone else would get value from our site, please use the Tell A Friend link to share it with others.
BRIDGING THE GAP BETWEEN TODAY'S REALITY AND TOMORROW'S DREAM
Newsletters
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Your Business: Could You Benefit from a Roth Conversion in 2020?
This article focuses on the potential short- and long-term tax ramifications of a Roth IRA conversion.
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Early Retirement and Your Tax-Deferred Savings
Find out how the rules for early-distribution penalty exceptions differ for withdrawals from traditional IRAs and employer-sponsored plans.
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Five Investment Tasks to Tackle by Year-End
2020 market turbulence underscores the importance of reviewing an investment portfolio. These five steps could help keep it on track.
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Don’t Let a Disaster Keep the Lights Off Forever
As a small-business owner, do you know the types of coverages that may or may not be included in a standard business owner policy?
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
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Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.